For sale

This one's priced below recent comparable sales, and new this week. Here's everything I've got — ask me anything about it.

Cambridge · Waterloo Region

85 Spruce Street, Unit 103

Condo Townhouse

MLS® #X13810620

Listed for$599,9001 day on market

2 bed 2 bath 1 parking 1600-1799 sq ft~$353/sq ft

New this week
3 schools within 1 km
Transit stop ~280 m

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Is $599,900 a fair price?

Our read: it’s priced below recent comparable sales — based on 13 sales nearby. Sign in free to see exactly how far below it is, plus the full range comparable homes sold in.

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Measured against 13 recent comparable sales nearby — sign in free to see the range they sold in (boards require a verified email · VOW rules).

Est. all-in monthly~$3,996/momortgage + property tax + maintenance · 20% down · example rate (compounded semi-annually) — the math on the list price, not a quote or what you can afford. For real rates, Alex can connect you with a mortgage pro.

On the map

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This home below comps above in lineOpen full map →

3 schools within ~1 km · nearest transit stop ~0.28 km

Property information

What townhouse buyers ask first

Ownership: Condo · $818/mo fee
Fee includes: Parking
Square footage: 1600-1799 sq ft
Parking: 1 space · Underground
Property tax: $4,642 / yr
Age: ~16-30 years old

Property summary

Property type: Condo Townhouse
Style: 2-Storey
Approx. age: 16-30 years
Parking: 1 space · Underground
Heating: Forced Air
Air conditioning: Central Air
Basement: None
Kitchens: 1
Exterior: Brick, Concrete
Property tax: $4,642 / yr
MLS®: X13810620

As stated by the MLS®, nothing inferred.

Nearby homes for sale

Below-comps first · all nearby homes shown, not just the good-value ones.

Semi-Detached

$499,000

Below recent sales

36 Kerr Street

3 bed · 2 bath·1100-1500 sq ft·3 parking

Cambridge · Waterloo Region

Listed 14 days ago · RE/MAX Gold Realty Inc.

Listing states: renovated

Detached

$450,000

Below recent sales

77 Beverly Street

3 bed · 3 bath·1100-1500 sq ft·3 parking

Cambridge · Waterloo Region

Listed 4 days ago · Keller Williams Innovation Realty

Detached

$589,000

Below recent sales

22 Rich Avenue

4 bed · 2 bath·1500-2000 sq ft·7 parking

Cambridge · Waterloo Region

Listed 12 days ago · Rock Star Real Estate Inc., Brokerage

Detached

$497,000

Below recent sales

25 Beverly Street

3 bed · 1 bath·700-1100 sq ft·2 parking

Cambridge · Waterloo Region

Listed 13 days ago · RE/MAX Real Estate Centre Inc.

Detached

$610,000$650,000Price reduced from $650,000

Below recent sales

211 Main Street

3 bed · 2 bath·1500-2000 sq ft·5 parking

Cambridge · Waterloo Region

Listed 18 days ago · RE/MAX Twin City Realty Inc.

Detached

$489,000

Below recent sales

34 Chalmers Street N

2 bed · 1 bath·1100-1500 sq ft·3 parking

Cambridge · Waterloo Region

Listed 22 days ago · Valery Real Estate Inc.

The numbers that matter

Maintenance fee: $818/mo
Property tax: $4,642/yr
Est. all-in: ~$3,996/mo

Nearby rental listings are facts. Whether it works as a rental is a chat with Alex — not a number I’ll put on it.

Schools

Schools near this home, closest first by straight-line distance. These are factual locations — AskEmma doesn’t rate or rank schools.

Ontario Muslim AcademyPrivate · Elementary & Secondary · ..0.3 km
Central Public SchoolPublic · Elementary · Waterloo Region DSB0.5 km
St Anne Catholic Elementary SchoolCatholic · Elementary & Secondary · Waterloo CDSB0.7 km
Manchester Public SchoolPublic · Elementary · Waterloo Region DSB1.2 km
Chalmers Street Public SchoolPublic · Elementary · Waterloo Region DSB1.3 km
Galt Collegiate and Vocational InstitutePublic · Secondary · Waterloo Region DSB1.3 km

Locations: Open Database of Educational Facilities (ODEF), Statistics Canada v2.1 (2022) · Open Government Licence – Canada. School locations as of 2022 — confirm current catchment and enrolment with the school board. For official provincial results, check EQAO.

Getting around

Public transit near this home, by straight-line distance. Factual locations from OpenStreetMap — not walking time, and not a rating.

Beverly / KerrNearest transit · Bus stop~280 m
KitchenerNearest GO / rail · GO / regional rail~18.4 km

Locations: OpenStreetMap public-transit stops, © OpenStreetMap contributors · Open Database Licence (ODbL). Stop locations from OpenStreetMap — confirm current routes and service with the transit agency.

Community — Cambridge

$633KMedian sold

29Median days on market

100.5%Sale-to-list

Median sold price · Cambridge1-yr -10% · 3-yr —

Source: TRREB sold data via Repliers · all property types

Neighbourhood demographics — Cambridge

138,479Population (2021)

39.2Median age

$93,000Median household income

68.9%Home owners

31.1%Renters

2.7Avg household size

Source: Statistics Canada, 2021 Census

Description & details

Welcome to 103-85 Spruce St, a showstopping 2-bedroom, 2-bathroom multi-level loft offering 1691sqft of updated living space within a converted historic factory! Blending Galt's rich industrial character with contemporary finishes, this one-of-a-kind home delivers the scale, style &personality that traditional condos simply cannot match. Inside soaring ceilings, original exposed brick, polished concrete floors, wood-paneled ceilings, exposed ductwork & dramatic black accents create an effortlessly cool industrial aesthetic. Expansive multi-level design allows each space to feel distinct while maintaining an open connected flow throughout the home. Modern kitchen is an entertainer's dream with white cabinetry, quartz counters, S/S appliances, tiled backsplash & oversized island W/bar seating. Adjoining dining area offers lots of room for hosting friends & enjoying everyday meals, while a versatile office nook provides the perfect work-from-home setup without sacrificing valuable living space. Stylish 3pc bathroom completes this level. A few steps away, the impressive 2-storey living room offers towering ceilings, exposed brick & oversized windows that flood space with natural light. Upstairs the spacious primary bedroom overlooks the dramatic main living area creating a true loft-style retreat. The 2nd bedroom is tucked privately down the hall & offers access to a rare private patio surrounded by mature greenery-perfect secluded spot to enjoy morning coffee or unwind at the end of the day. Luxurious 4pc bathroom W/double vanity & tiled shower/tub completes the upper level. Secure underground parking adds everyday convenience while the building's location in a quiet residential pocket bordering a park offers a peaceful setting just mins from downtown Galt's restaurants, shops, arts venues & fitness studios. Bold, spacious & unlike anything else on the market, this is the perfect home for anyone craving authentic loft character without compromising on modern comfort

The data only goes so far — condition, light and layout are worth seeing in person, with a home inspection, before you commit.

Listed by RE/MAX Real Estate Centre Inc. Showings via AskEmma by Alex Goodman, Sales Representative, RE/MAX Your Community Realty, Brokerage.