For sale

This one's priced below recent comparable sales, and new this week. Here's everything I've got — ask me anything about it.

Cambridge · Waterloo Region

949 Elgin Street N

Semi-Detached

MLS® #X13795596

Listed for$499,9001 day on market

3 bed 2 bath 3 parking 700-1100 sq ft~$555/sq ft

New this week
5 schools within 1 km
Transit stop ~110 m

Free · about 10 seconds

Is $499,900 a fair price?

Our read: it’s priced below recent comparable sales — based on 8 sales nearby. Sign in free to see exactly how far below it is, plus the full range comparable homes sold in.

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Measured against 8 recent comparable sales nearby — sign in free to see the range they sold in (boards require a verified email · VOW rules).

Est. all-in monthly~$2,583/momortgage + property tax + maintenance · 20% down · example rate (compounded semi-annually) — the math on the list price, not a quote or what you can afford. For real rates, Alex can connect you with a mortgage pro.

On the map

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This home below comps above in lineOpen full map →

5 schools within ~1 km · nearest transit stop ~0.11 km

Property information

What house buyers ask first

Lot size: 31.17 × 111.55 ft
Square footage: 700-1100 sq ft
Age: ~31-50 years old
Property tax: $3,080 / yr
Parking: 3 spaces · None
Basement: Full, Finished

Property summary

Property type: Semi-Detached
Style: 2-Storey
Approx. age: 31-50 years
Lot size: 31.17 × 111.55 ft
Parking: 3 spaces · None
Heating: Forced Air
Air conditioning: Central Air
Basement: Full, Finished
Kitchens: 1
Exterior: Brick, Vinyl Siding
Property tax: $3,080 / yr
MLS®: X13795596

Room dimensions

Kitchen

Main2.64 × 2.37 m

OtherB/I Bar

Basement1.27 × 1.41 m

Dining Room

Main2.2 × 4.13 m

Bedroom 2

Second2.4 × 3.02 m

Living Room

Main4.84 × 4.32 m

Primary Bedroom

Second3.4 × 4.1 m

Bathroom4 Pc Bath

Second1.5 × 2.42 m

Utility Room

Basement1.82 × 4.92 m

Recreation

Basement4.69 × 3.33 m

Bathroom3 Pc Bath

Basement1.93 × 1.92 m

Other

Basement1.14 × 1.28 m

Bedroom

Second2.43 × 3.34 m

As stated by the MLS®, nothing inferred.

Nearby homes for sale

Below-comps first · all nearby homes shown, not just the good-value ones.

Detached

$599,000

Below recent sales

339 Northview Heights Place

3+1 bed · 2 bath·1100-1500 sq ft·5 parking

Cambridge · Waterloo Region

Listed 4 days ago · Red And White Realty Inc

Semi-Detached

$498,000

Below recent sales

1007 ELGIN Street N

3+1 bed · 2 bath·700-1100 sq ft·2 parking

Cambridge · Waterloo Region

Listed 25 days ago · Right At Home Realty Excellence

Listing states: renovated

Att/Row/Townhouse

$688,888

Below recent sales

44 Corbett Street

3 bed · 2 bath·1500-2000 sq ft·6 parking

Cambridge · Waterloo Region

Listed 32 days ago · Royal LePage Meadowtowne Realty Inc., Brokerage

Detached

$699,900

In line with recent sales

351 Northview Heights Place

3 bed · 2 bath·1100-1500 sq ft·5 parking

Cambridge · Waterloo Region

Listed 4 days ago · RE/MAX Real Estate Centre Inc.

Detached

$699,000

In line with recent sales

110 Steeles Crescent

3+1 bed · 3 bath·1100-1500 sq ft·7 parking

Cambridge · Waterloo Region

Listed 13 days ago · RE/MAX Realty Specialists Inc.

Condo Townhouse

$564,900

In line with recent sales

199 Saginaw Parkway, Unit 10

3 bed · 3 bath·1200-1399 sq ft·2 parking·$506/mo fee

Cambridge · Waterloo Region

Listed 15 days ago · RE/MAX Twin City Realty Inc.

Listing states: renovated

The numbers that matter

Property tax: $3,080/yr
Est. all-in: ~$2,583/mo

Nearby rental listings are facts. Whether it works as a rental is a chat with Alex — not a number I’ll put on it.

Schools

Schools near this home, closest first by straight-line distance. These are factual locations — AskEmma doesn’t rate or rank schools.

Christ The King Catholic Elementary SchoolCatholic · Elementary & Secondary · Waterloo CDSB0.4 km
St Benedict Catholic Secondary SchoolCatholic · Secondary · Waterloo CDSB0.5 km
Elgin Street Public SchoolPublic · Elementary · Waterloo Region DSB0.7 km
St Margaret Catholic Elementary SchoolCatholic · Elementary & Secondary · Waterloo CDSB0.8 km
International School of CambridgePrivate · Elementary & Secondary · ..0.8 km
Clemens Mill Public SchoolPublic · Elementary & Secondary · Waterloo Region DSB1.2 km

Locations: Open Database of Educational Facilities (ODEF), Statistics Canada v2.1 (2022) · Open Government Licence – Canada. School locations as of 2022 — confirm current catchment and enrolment with the school board. For official provincial results, check EQAO.

Getting around

Public transit near this home, by straight-line distance. Factual locations from OpenStreetMap — not walking time, and not a rating.

Elgin / BushnellNearest transit · Bus stop~110 m
KitchenerNearest GO / rail · GO / regional rail~16.6 km

Locations: OpenStreetMap public-transit stops, © OpenStreetMap contributors · Open Database Licence (ODbL). Stop locations from OpenStreetMap — confirm current routes and service with the transit agency.

Community — Cambridge

$620KMedian sold

29Median days on market

100.6%Sale-to-list

Median sold price · Cambridge1-yr -11% · 3-yr —

Source: TRREB sold data via Repliers · all property types

Neighbourhood demographics — Cambridge

138,479Population (2021)

39.2Median age

$93,000Median household income

68.9%Home owners

31.1%Renters

2.7Avg household size

Source: Statistics Canada, 2021 Census

Description & details

Welcome to this bright and inviting 3-bedroom, 2-bathroom home in North Galt! The main floor offers a fresh, modern feel with stylish flooring, updated lighting and an open, functional layout. Tons of natural light throughout. The newly updated kitchen features stainless steel appliances, ample cabinetry and a bright eat-in area, creating a great space for everyday living and entertaining. Upstairs, you'll find three comfortable bedrooms and an updated bathroom featuring beautiful lighting and modern fixtures. The finished basement extends the living space with a spacious recreation room, pot lights and a convenient 3-piece bathroom, ideal for a family room, home office, gym or guest space. Step outside to enjoy a private, fully fenced backyard surrounded by mature trees, with a concrete patio offering the perfect spot for outdoor dining and relaxing. A garden shed provides additional storage, while the long concrete driveway accommodates up to three vehicles. Situated in family-friendly North Galt, you're within walking distance of schools, parks, shopping, public transit, the YMCA and the ice park. With easy access to Highway 401 via Can-Amera Parkway, this is a convenient location for commuters and families alike. A fantastic opportunity for first-time buyers or investors!

The data only goes so far — condition, light and layout are worth seeing in person, with a home inspection, before you commit.

Listed by EXP REALTY. Showings via AskEmma by Alex Goodman, Sales Representative, RE/MAX Your Community Realty, Brokerage.