For sale

I don't have enough recent comparable sales to call this one's price, but new this week. Here's everything I've got on it — ask me anything.

St. Catharines · Niagara Region · Facer

43 COSBY Avenue

Multiplex

MLS® #X13857566

Listed for$639,0003 days on market

6 bed 3 bath 6 parking 1100-1500 sq ft~$492/sq ft

New this week
2 schools within 1 km
Transit stop ~1.3 km

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Is $639,000 a fair price?

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Est. all-in monthly~$3,238/momortgage + property tax + maintenance · 20% down · example rate (compounded semi-annually) — the math on the list price, not a quote or what you can afford. For real rates, Alex can connect you with a mortgage pro.

On the map

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This home below comps above in lineOpen full map →

2 schools within ~1 km · nearest transit stop ~1.27 km

Property information

What house buyers ask first

Lot size: 40 × 90 ft
Square footage: 1100-1500 sq ft
Age: ~51-99 years old
Property tax: $3,179 / yr
Parking: 6 spaces · Detached
Basement: Finished, Full

Property summary

Property type: Multiplex
Style: 1 1/2 Storey
Approx. age: 51-99 years
Lot size: 40 × 90 ft
Parking: 6 spaces · Detached
Heating: Forced Air
Air conditioning: Central Air
Basement: Finished, Full
Kitchens: 3
Exterior: Vinyl Siding
Property tax: $3,179 / yr
MLS®: X13857566

As stated by the MLS®, nothing inferred.

Nearby homes for sale

Below-comps first · all nearby homes shown, not just the good-value ones.

Detached

$450,000

Below recent sales

214 NIAGARA Street

2+2 bed · 2 bath·700-1100 sq ft·2 parking

St. Catharines · Niagara Region

Listed 6 days ago · RE/MAX Niagara Realty Ltd, Brokerage

Detached

$439,900

Below recent sales

26 Coventry Street

2 bed · 2 bath·700-1100 sq ft·4 parking

St. Catharines · Niagara Region

Listed 3 days ago · Century 21 Heritage House Ltd

Detached

$408,900

Below recent sales

241 Vine Street

2 bed · 1 bath·700-1100 sq ft·2 parking

St. Catharines · Niagara Region

Listed 18 days ago · Royal LePage Nrc Realty

Listing states: renovated

Condo Apartment

$279,900

Below recent sales

454 CARLTON Street, Unit 7

2 bed · 1 bath·800-899 sq ft·1 parking·$568/mo fee

St. Catharines · Niagara Region

Listed 4 days ago · Royal LePage Nrc Realty

Listing states: renovated

Condo Apartment

$269,900

Below recent sales

450 Carlton Street, Unit 3

2 bed · 1 bath·800-899 sq ft·1 parking·$572/mo fee

St. Catharines · Niagara Region

Listed 3 days ago · Revel Realty Inc., Brokerage

Detached

$438,888

Below recent sales

16 East Street E

3 bed · 1 bath·700-1100 sq ft·2 parking

St. Catharines · Niagara Region

Listed 23 days ago · Right At Home Realty

Listing states: renovated

The numbers that matter

Property tax: $3,179/yr
Est. all-in: ~$3,238/mo

Nearby rental listings are facts. Whether it works as a rental is a chat with Alex — not a number I’ll put on it.

Schools

Schools near this home, closest first by straight-line distance. These are factual locations — AskEmma doesn’t rate or rank schools.

Prince of Wales Public SchoolPublic · Elementary & Secondary · DSB Niagara0.4 km
St Alfred Catholic Elementary SchoolCatholic · Elementary & Secondary · Niagara CDSB0.8 km
Laura Secord Secondary SchoolPublic · Secondary · DSB Niagara1.1 km
Connaught Public SchoolPublic · Elementary & Secondary · DSB Niagara1.2 km
Niagara Falls Collegiate InstitutePrivate · Secondary · ..1.5 km
Lincoln Centennial Public SchoolPublic · Elementary & Secondary · DSB Niagara1.6 km

Locations: Open Database of Educational Facilities (ODEF), Statistics Canada v2.1 (2022) · Open Government Licence – Canada. School locations as of 2022 — confirm current catchment and enrolment with the school board. For official provincial results, check EQAO.

Getting around

Public transit near this home, by straight-line distance. Factual locations from OpenStreetMap — not walking time, and not a rating.

Bus stopNearest transit · Bus stop~1.3 km
St. CatharinesNearest GO / rail · GO / regional rail~4.0 km

Locations: OpenStreetMap public-transit stops, © OpenStreetMap contributors · Open Database Licence (ODbL). Stop locations from OpenStreetMap — confirm current routes and service with the transit agency.

Community — St. Catharines

$630KMedian sold

39Median days on market

96.6%Sale-to-list

Median sold price · St. Catharines1-yr +15% · 3-yr +10%

Source: TRREB sold data via Repliers · all property types

Neighbourhood demographics — St. Catharines

136,803Population (2021)

44.8Median age

$72,000Median household income

64.4%Home owners

35.6%Renters

2.3Avg household size

Source: Statistics Canada, 2021 Census

Description & details

Fully occupied three-unit income property generates almost $60,000 in annual gross rental income with an impressive 7.0% cap rate. Each updated suite features modernized flooring, kitchens, and bathrooms, while major capital improvements include a new central air conditioner (2025), roof (2018), furnace (2018), and two 100-amp electrical panels. Investors will appreciate the separately metered hydro, ample on-site parking, detached garage, and fully occupied units providing immediate cash flow from day one. The current rental income offers an attractive return today while still allowing room for future growth as rents continue to align with market levels over time. Located in the heart of St. Catharines, just minutes to Highway 406, downtown, shopping, public transit, Brock University, and everyday amenities, this property is well-positioned in one of Niagara's strongest rental markets. Whether you're adding to an established portfolio or purchasing your first income property, opportunities offering this combination of strong returns, significant capital updates, stable tenancy, and rental upside are increasingly difficult to find.

The data only goes so far — condition, light and layout are worth seeing in person, with a home inspection, before you commit.

Listed by REVEL Realty Inc., Brokerage. Showings via AskEmma by Alex Goodman, Sales Representative, RE/MAX Your Community Realty, Brokerage.